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| General Insurance |
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| Health
Insurance |
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No matter how careful you are, illnesses do occur. And with medical costs spiraling out of control, even a minor ailment can turn out to be a major drain on your household expenditure.
To ensure that you do not have to compromise on the treatment of your loved ones, our New Healthwise policy, provides you financial help for any number of sickness or accidental injuries. In short, it not only takes care of your health but also protects your accumulated wealth.
Unique Feature of the Policy :
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Comprehensive Health Insurance : “New Healthwise”is a comprehensive health insurance product providing health insurance to individuals and families.
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Age Criteria : The age limit is 55 years and no medical check required. |
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Optional Cover : The policy provides with a wide range of sum insured to choose from and an option to cover spouse, children and dependent parents. |
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Tax Benefit : You shall be eligible for a tax benefit under Section 80D. |
Benefits Under the Policy: - The scale of benefits payable is described below:
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Hospital Room Expenses : Benefit of up to 1% of sum insured or Rs 5,000 per day, whichever is lower towards expenses of the hospital room. For intensive care, the benefit is 2% of sum insured or Rs 10,000 per day, whichever is lower.
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Specialist Fees : Benefit of up to 40% of sum insured towards reimbursement of costs incurred for a surgeon, anesthetist, consultant, medical practitioner, specialist, etc. |
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In- Hospital Medical Treatment : Benefit of up to 20% of sum insured or a maximum of Rs 25,000 towards the costs of hospitalization for Homeopathic, Ayurvedic or other similar recognized treatments. |
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Ambulance Charges : Benefit of up to 1% of sum insured or Rs 2,000 per claim, whichever is lower. |
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Health Check-up : Benefit of Rs 750/- per person insured towards a health check-up, after 4 consecutive claim free years. |
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Organ Donor Hospitalization : Benefit of up to 100% of sum insured towards of reimbursement of costs incurred by a donor in case of an organ transplant for the insured. |
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Hospital Cash : Benefit of 1% of sum insured per claim in case of 15 days continuous hospitalization. |
Additional Benefits:
This product is designed to offer greater convenience and hassle free claims settlement.
The additional benefits available under this policy are:
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Cashless treatment at more than 4,250 affiliated hospitals
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Easy Payment options – by credit card or cheque |
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5% Bonus on Sum Insured for every claim free year. |
Coverages at a Glance:
New Healthwise has a whole lot of covers such as:
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In hospitalization medical treatment from sickness and injury- This includes costs for hospital room, specialists’ fees, expenses for ambulance, health check up and organ donor hospitalization along with hospital cash.
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New Healthwise also pays up to Rs. 750 per person towards health check-up (after 4 consecutive claim free-years) |
Product Highlights:
New Healthwise Premium Payable Figures in Rupees. Premiums are payable annually and include service tax and education cess
| Plan - Sum Insured |
1,00,000 |
1,50,000 |
2,00,000 |
3,00,000 |
4,00,000 |
5,00,000 |
| Age 6 months to 35 Years |
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| Self Only |
1,618 |
2,225 |
2,629 |
3,666 |
4,562 |
5,478 |
| Self & Spouse |
2,912 |
4,005 |
4,732 |
6,599 |
8,212 |
9,860 |
| Self & Spouse + 1 Child |
4,126 |
5,674 |
6,704 |
9,348 |
11,633 |
13,969 |
| Self & Spouse + 2 Child |
5,178 |
7,120 |
8,413 |
11,731 |
14,598 |
17,530 |
| Age 36 Years to 45 Years |
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| Self Only |
1,942 |
2,781 |
3,418 |
5,132 |
6,615 |
8,216 |
| Self & Spouse |
3,496 |
5,006 |
6,152 |
9,238 |
11,907 |
14,789 |
| Self & Spouse + 1 Child |
4,952 |
7,092 |
8,716 |
13,087 |
16,868 |
20,951 |
| Self & Spouse + 2 Child |
6,214 |
8,899 |
10,938 |
16,422 |
21,168 |
26,291 |
| Age 46 Years to 55 Years |
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| Self Only |
3,203 |
4,588 |
5,640 |
8,467 |
10,914 |
13,556 |
| Self and Spouse |
5,765 |
8,258 |
10,152 |
15,241 |
19,645 |
24,401 |
| Self and Spouse + 1 Child |
8,168 |
11,599 |
14,382 |
21,591 |
27,831 |
34,568 |
| Self and Spouse + 2 Child |
10,250 |
14,682 |
18,048 |
27,094 |
34,925 |
43,379 |
| Add-On: For Parents |
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| Age 46 Years to 55 Years |
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| 1. Dependent Parent |
3,203 |
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5,640 |
8,467 |
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13,556 |
| 2. Dependent Parents |
5,445 |
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9,588 |
14,394 |
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23,045 |
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| Home Insurance |
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| We understand that your home means more than just Rupees and square feet to you. It encompasses everything you've worked so hard for - your family, your memories, your possessions, and your life. So who better to trust than HDFC, the name synonymous with "home" in India? HDFC General Insurance's Home Insurance helps safeguard your residential property and possessions against Fire and Burglary - those basic perils that are completely beyond your control. What's more, it's easy and hassle-free with minimal formalities and backed by the assurance of friendly, caring service you'll feel at home with. The policy covers: |
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Your building against fire, which pays for the reconstruction cost if the structure of your home is damaged. |
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The contents against fire and burglary, which pays for the replacement cost of furniture, fittings, electronic and electrical items, and other valuables. |
With our home insurance, your property and possessions are safeguarded against the risk of Fire & Burglary. The perils covered are: |
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Fire |
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Storm, Tempest, Flood, Inundation, Cyclone, hurricane, Tornado |
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Riot, Strike, Malicious damage. |
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Landslide, rockslide |
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Explosion/implosion, cylinder explosion, impact damage, subsidence. |
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Earthquake |
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Terrorism |
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Burglary (includes theft& larceny) |
Key Benefits: |
| We give you the opportunity to reduce the premium payable for the safety measures incorporated at your home. So if you have a 24-hour security guard in place and/or a burglary alarm/intercom facility the amount payable can be lowered by 5% - 15%. |
Advantages: |
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Comprehensive Coverage to protect your home & contents. |
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Single Proposal Form |
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No documents required. |
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Faster and easier claim processing |
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| Personal Accident Insurance |
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An accident can strike at anytime. It takes only a second... but the effects can last a lifetime! No amount of insurance or money can make amends for the unfortunate loss of a loved one. What is more important is that your family is not faced with the additional burden of managing their day-to-day basic needs.
That’s where Revive can reassure your family - of the added protection and financial security that they require at such a crucial time.
Unique Feature of this Policy :
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Family Package Cover: Revive offers high value comprehensive coverage at affordable costs! The cover extends to your entire family including dependent parents and dependent children in a single policy with a separate sum insured available for each member.
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Age Criteria : The age limit for dependent parents is up to 70 years. |
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Coverage’s at a Glance :
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Burns |
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Broken Bones |
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Permanent Disability or Accidental Death. |
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Reimbursement for Ambulance costs. |
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Daily cash payout for hospitalization due to accidents and sickness. |
The coverage provided is applicable 24 hours a day, 7 day a week, 365 / 366 days of the year and the individual stands protected for sickness in India and personal accident cover worldwide.
Benefits Under the Policy: -
The policy provides for financial compensation in the unfortunate event of an accident leading to the death and disablement of the insured. The scale of benefits payable is described below:
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Accidental Death : Pays 100% of the Sum Insured if bodily injury results in death from an accident
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Permanent Total Disablement : Pays up to 100% of the Sum Insured if bodily injury results in permanent disablement due to an accident |
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Burns : Pays a benefit upto 5% of the Sum Insured. |
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Broken Bones : Pays a benefit if bodily injury results in Broken Bones. |
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Hospital Cash : Pays a daily benefit if the Insured needs hospitalization as an in patient following an accident. |
Product Highlights:
For an extremely comprehensive cover, choose from a wide range of Sum Insured’s ranging from 2.5 Lakhs to 15 Lakhs with premiums starting as low as Rs. 675/-.
| Benefits [Self Plan] |
Sum Insured |
| Accidental Death |
2,50,000 |
5,00,000 |
7,50,000 |
10,00,000 |
15,00,000 |
| Permanent Total Disability |
2,50,000 |
5,00,000 |
7,50,000 |
10,00,000 |
15,00,000 |
| Broken Bones |
25,000 |
50,000 |
75,000 |
1,00,000 |
1,50,000 |
| Burns |
12,500 |
25,000 |
37,500 |
50,000 |
75,000 |
| Ambulance Costs |
1,500 |
1,500 |
1,500 |
1,500 |
2,000 |
| Hospital Cash [Accident & Sickness] |
250/ day |
250/ day |
250/ day |
500/ day |
500/ day |
| Add-On Benefits [Dependent Parents] |
| Accidental Death |
2,50,000 |
2,50,000 |
2,50,000 |
2,50,000 |
2,50,000 |
| Permanent Total Disability |
2,50,000 |
2,50,000 |
2,50,000 |
2,50,000 |
2,50,000 |
| Broken Bones |
50,000 |
50,000 |
50,000 |
50,000 |
50,000 |
| Premium Payable per annum [in Rupees] |
| Self Plan |
675 |
1,069 |
1,464 |
2,137 |
2,926 |
| Self and Family Plan * |
1,609 |
2,456 |
3,307 |
4,906 |
6,607 |
| Self Plan + Dependent Parents Add-On |
1,640 |
2,034 |
2,429 |
3,102 |
3,891 |
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